4-Point Home Inspection

Ensure your home meets insurance requirements and safety standards. Schedule a 4-Point Inspection today with Above & Beyond Home Solutions — serving all of Southwest Florida.

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What gets inspected in a 4 Point Inspection?

Roof / Exterior

Your home’s first line of defense against Florida’s harsh weather is its roof. During a 4-Point Inspection, the roof and exterior are thoroughly evaluated for age, visible damage, installation quality, and any signs of active or prior leaks. Inspectors check the visible roof covering type, flashing, underlayment, vents, and drainage to determine remaining service life. The exterior walls, soffits, fascia, and visible foundation areas are also assessed for structural integrity and weather resistance.

Electrical

Electrical inspections focus on the safety and compliance of your home’s power distribution. This includes evaluating the main panel, wiring type, breaker sizing, grounding, and bonding. Inspectors also look for outdated systems such as aluminum branch wiring, Federal Pacific, or Zinsco panels that could pose fire hazards. Proper amperage, breaker labeling, and secure connections ensure your electrical system meets current safety standards.

HVAC / Air Conditioning

Florida’s climate makes the HVAC system one of the most important aspects of a 4-Point Inspection. Inspectors assess the age, condition, and functionality of the air handler, condenser, ductwork, and thermostat controls. Proper installation, visible rust, refrigerant line condition, and condensate drain setup are checked to ensure efficient cooling and safe operation.

Plumbing

Plumbing evaluations focus on identifying the material, condition, and functionality of visible water supply and drain lines. Inspectors verify the type of piping (copper, PVC, PEX, or polybutylene), water heater age, shut-off valve condition, and signs of corrosion or leaks. Ensuring that your plumbing is free of active leaks or outdated components can prevent major water damage and improve insurance eligibility.

Schedule Your Home Inspection Today!

Protect your home and stay insurance-ready with a professional 4-Point Inspection. Book your inspection today with Above & Beyond Home Solutions, proudly serving Southwest Florida.

Schedule Home Inspection

Frequently Asked Questions

1. What is a 4-Point Inspection?

A 4-Point Inspection is a focused evaluation of four key systems — roof, electrical, HVAC, and plumbing. It provides insurance companies with a snapshot of your home’s condition to determine eligibility or renewal for coverage.

Why do insurance companies require a 4-Point Inspection?

Many Florida insurers request a 4-Point Inspection for homes over 20 years old to assess risk and confirm that major systems are safe and functional. It helps prevent future claims and ensures your home meets underwriting requirements.

How long does a 4-Point Inspection take?

Most inspections take about 45 minutes to 1 hour, depending on the home’s size and accessibility of components. Reports are delivered within 24 hours of the inspection.

Can I use the same report for multiple insurance companies?

Yes. Your 4-Point Inspection report is universally accepted by most Florida insurance carriers, as long as it’s completed by a licensed home inspector like Above & Beyond Home Solutions LLC.

What’s the difference between a 4-Point Inspection and a full home inspection?

A 4-Point focuses only on the major systems required by insurers. A full home inspection provides a complete evaluation of the entire property — ideal for buyers, sellers, or homeowners wanting a full condition overview.

Can I combine a 4-Point with a Wind Mitigation Inspection?

Absolutely. Many homeowners bundle both services to save time and money, and to maximize insurance discounts. Both reports can be completed during the same visit.

What happens if issues are found?

If deficiencies are discovered, your inspector will note them in the report. You can then have the items repaired and submit proof of correction to your insurance company for reconsideration.

Areas We Serve

Below is a list of the areas we currently serve. However, our commitment doesn’t stop there — if you’re located just outside of these zones, feel free to contact us. We’re always willing to go above and beyond when possible.